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Xrae

What is XRAE

XRAE is a tool that makes medical underwriting easy.  We provide this tool as part of our effort to make life insurance easier for our brokers.

XRAE does what no human being can – it perfectly evaluates over 100,000 specific underwriting rules based on over 600 potential questions in less than a second to determin the “best case” underwriting classification at each XRAE Partner Carrier.

Why Use XRAE?

 XRAE gives you the following abilities?

  • Quickly evaluate your client’s medical conditions against the published guidelines, published best case scenarios and, in some instances, unpublished underwriting rules of every carrier on the XRAE platform
  • Determine the carriers most likely to approve the rate class based on the information provided
  • Know the questions carriers wold be interestd in having answered for most major medical conditions

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