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Principal UW Program

Overview

Get an edge with a streamlined underwriting program that provides high-quality life insurance products to your customers while significantly improving the customer’s experience. The innovative program uses data that can be easily obtained within 48 hours to eliminate lab testing/exams for 40-50% of applicants who qualify based on age and face amount requirements.

The clients who qualify:

  • Ages 18-60
  • Up to $1 million in face amount
  • No significant medical or non-medical conditions- Super Preferred or Preferred risks only
  • New business only

Step 1: Complete Part A and C of the application. Do not schedule the paramed appointment. Indicate “Acc Und” on the Trumark New Business Cover Sheet to alert the case manager that this is a Principal Accelerated Underwriting case. Please also indicate on the New Business Cover Sheet the best time to call your client along with client’s phone number.

Step 2: Submit the application to Trumark for processing.

Step 3: Principal underwriting evaluates the TeleApp, Motor Vehicle Report, prescription history and MIB Inc. report. If the application is approved for Principal Accelerated Underwriting, it proceeds to issue. If not approved, a paramed appointment will be scheduled plus any additional requirements.

Please refer to the attached resources for further information about this program.

Marketing Materials

FAQ’s

TeleApp Process

How to Submit Business

Underwriting Checklist

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